BEFASRisk 3/7Price Nov 2, 2026
Türkiye Hayat ve Emeklilik A.Ş. Katılım Temkinli Değişken Emeklilik Yatırım Fonu ZHF
- Fund size
- TRY 1.7B
- Investors
- 43,566
At a Glance: ZHF Fund
- According to Yatırımcı.AI data, the ZHF fund price was TRY 0.143992 as of November 2, 2026, a daily change of −0.46%.
- The ZHF fund returned −0.05% over 1 month, 25.16% year to date and 31.47% over 1 year.
- The ZHF fund has total assets of TRY 1.7B and 43,566 investors.
- The ZHF fund is in the Shariah-compliant Variable Fund category, with a CMB (SPK) risk score of 3 out of 7.
- The ZHF fund was established by Türkiye Hayat ve Emeklilik A.Ş.
What is the ZHF fund?
ZHF is the fund code of Türkiye Hayat ve Emeklilik A.Ş. Katılım Temkinli Değişken Emeklilik Yatırım Fonu. It was established by Türkiye Hayat ve Emeklilik A.Ş. The ZHF fund is in the Shariah-compliant Variable Fund category, with a CMB (SPK) risk score of 3 out of 7.
What is the ZHF fund price and return?
The ZHF fund price was TRY 0.143992 as of November 2, 2026. It returned −0.05% over 1 month, 25.16% year to date and 31.47% over 1 year.
ZHF Fund Price Chart
Key Data
- Price
- 0.143992Nov 2, 2026
- Daily change
- −0.46%
- Trading status
- Open to trading
- Category
- Shariah-compliant Variable Fund
- Risk score
- 3 / 7
- Fund size
- TRY 1.7B
- Investors
- 43,566
- Units outstanding
- 11.9B
- Purchase / redemption value date
- T+1 / T+2
- Trading hours
- 09:00 – 17:30
- ISIN
- TRYZHEM00113
ZHF Return Comparison
| Comparison | 1M | 3M | 6M | YTD | 1Y |
|---|---|---|---|---|---|
| ZHF | −0.05% | 3.84% | 9.34% | 25.16% | 31.47% |
| Category average | −6.14% | −3.75% | −2.80% | 22.15% | 26.92% |
| BIST 100 | −11.35% | −19.07% | −24.58% | −3.41% | −0.86% |
| Category rank | 2 / 10 | 2 / 10 | 3 / 10 | 5 / 10 | 3 / 10 |
ZHF Fund Review and Performance Summary
ZHF returned 31.47% over the last year, ranking 3 of 10 funds in the Shariah-compliant Variable Fund category. Over the same period: category average 26.92%, BIST 100 −0.86%.
Between November 3, 2025 and November 2, 2026 the unit price ranged from a low of TRY 0.109331 (November 6, 2025) to a high of TRY 0.145841 (September 14, 2026). The latest price is 1.27% below the high and 31.70% above the low.
The largest decline in the period was 1.75% (from the September 14, 2026 high to October 1, 2026). Annualized volatility based on daily price changes: 4.93%. The price rose on 163 of 250 trading days.
Monthly returns were positive in 11 of the last 12 months; best month January 2026 (7.14%), weakest month September 2026 (−1.35%).
Between November 3, 2025 and November 2, 2026 the number of investors fell 11.18%, from 49,052 to 43,566. Fund size grew from TRY 1.6B to TRY 1.7B over the same period.
Highest one-year returns in the category: VED (40.66%), VGG (34.96%), AIE (30.91%).
ZHF monthly returns
| Month | Month-end price (TRY) | Monthly return |
|---|---|---|
| October 2026 | 0.144651 | 0.81% |
| September 2026 | 0.143489 | −1.35% |
| August 2026 | 0.145456 | 5.25% |
| July 2026 | 0.138202 | 1.89% |
| June 2026 | 0.135643 | 1.01% |
| May 2026 | 0.134286 | 1.97% |
| April 2026 | 0.131695 | 4.18% |
| March 2026 | 0.126409 | 1.63% |
| February 2026 | 0.124382 | 0.92% |
| January 2026 | 0.123253 | 7.14% |
| December 2025 | 0.115044 | 3.90% |
| November 2025 | 0.110725 | 1.51% |
This summary is calculated automatically from BEFAS price history and category data; it is not investment advice. Past performance does not indicate future returns.
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ZHF Asset Allocation
- Private Sector Lease Certificates35.68%
- Investment Fund Participation Shares14.52%
- Public Rental Certificates (TL)12.66%
- Participation Account (TL)10.99%
- Stock9.64%
- Other16.51%
ZHF Largest Holdings
Net Flows
Investors
Similar Funds
| Fund | 1 month | YTD | 1 year |
|---|---|---|---|
| VEBTürkiye Hayat ve Emeklilik A.Ş. Katılım Dengeli Değişken Emeklilik Yatırım Fonu | −6.20% | 17.38% | 23.11% |
| VEDTürkiye Hayat ve Emeklilik A.Ş. OKS Muhafazakar Katılım Değişken Emeklilik Yatırım Fonu | 2.41% | 32.75% | 40.66% |
| VGGTürkiye Hayat ve Emeklilik A.Ş. OKS Dengeli Katılım Değişken Emeklilik Yatırım Fonu | −3.12% | 29.06% | 34.96% |
| VGHTürkiye Hayat ve Emeklilik A.Ş. OKS Atak Katılım Değişken Emeklilik Yatırım Fonu | −9.37% | 13.09% | 15.95% |
| HHMTürkiye Hayat ve Emeklilik A.Ş. Teknoloji Sektörü Katılım Emeklilik Yatırım Fonu | −12.39% | 10.83% | 12.45% |
Related Pages
About the ZHF Fund
Türkiye Hayat ve Emeklilik A.Ş. Katılım Temkinli Değişken Emeklilik Yatırım Fonu (ZHF) is a pension fund in the Shariah-compliant Variable Fund category managed by Türkiye Hayat ve Emeklilik A.Ş. Its price on November 2, 2026 is TRY 0.143992; the daily return is −0.46%, year-to-date 25.16% and 1-year 31.47%. Fund size TRY 1.7B, 43,566 investors, risk score 3/7.
Last updated: Source: BEFAS
Frequently Asked Questions
When is the ZHF fund price published?
The official unit price of ZHF is calculated by the founder after each session close and is usually published on BEFAS the next business morning; the latest official price on this page is dated November 2, 2026. Until the price is published, see the live estimate section for an intraday estimate.
What is the ZHF fund price today?
The unit price of ZHF on November 2, 2026 is TRY 0.143992, a daily return of −0.46%. Fund prices are published after each business day; see the live estimate page for an intraday estimate.
How much did ZHF return over the last year?
ZHF returned 31.47% over the last year, 25.16% year to date, 3.84% over 3 months and −0.05% over 1 month. Past performance does not indicate future returns.
What were the highest and lowest prices of ZHF over the last year?
Between November 3, 2025 and November 2, 2026 the unit price of ZHF ranged from a low of TRY 0.109331 (November 6, 2025) to a high of TRY 0.145841 (September 14, 2026). The latest price as of November 2, 2026 is TRY 0.143992.
What is the risk score of ZHF?
The CMB risk score of ZHF is 3 out of 7. The score reflects the historical volatility of the fund price; 1 is the lowest and 7 the highest risk.
What does ZHF invest in?
The portfolio of ZHF consists mainly of Private Sector Lease Certificates (35.68%), Investment Fund Participation Shares (14.52%), Public Rental Certificates (TL) (12.66%).
Which other funds are in the same category as ZHF?
ZHF belongs to the Shariah-compliant Variable Fund category. Compare the returns of all funds in the category on the category page and the overall ranking on the best funds page.