Bank Exchange Rates in Turkey

Last updated: November 2, 2026, 14:00 Source: Bank teller rates

Compare the branch and mobile (teller) buy and sell rates of Turkish banks on one page. Each table is sorted by spread: the bank at the top loses you the least if you buy an amount and sell it straight back.

As of November 2, 2026, 14:00 the lowest dollar spread is at Şekerbank (0.29%); Şekerbank buys the dollar at TRY 49.8221 and sells it at TRY 49.9689.

US Dollar (USD) Bank Rates

Bank	Bank buys	Bank sells	Spread	Spread %	Daily
Şekerbank	TRY 49.8221	TRY 49.9689	TRY 0.1468	0.29%	0.22%
GetirFinans (Fibabanka)	TRY 49.6716	TRY 50.2792	TRY 0.6076	1.21%	−0.06%
Albaraka Türk	TRY 49.5000	TRY 50.2210	TRY 0.7210	1.44%	−0.03%
HSBC	TRY 49.4781	TRY 50.3650	TRY 0.8869	1.76%	−0.33%
Halkbank	TRY 49.5512	TRY 50.5412	TRY 0.9900	1.96%	0.16%
VakıfBank	TRY 49.5699	TRY 50.5689	TRY 0.9990	1.98%	0.21%
Ziraat Bankası	TRY 49.5517	TRY 50.5541	TRY 1.0024	1.98%	0.21%
Kuveyt Türk	TRY 49.2777	TRY 50.2774	TRY 0.9997	1.99%	2.39%
Yapı Kredi	TRY 49.3272	TRY 50.4277	TRY 1.1005	2.18%	−0.03%
Türkiye İş Bankası	TRY 49.3322	TRY 50.5278	TRY 1.1956	2.37%	−0.07%
Garanti BBVA	TRY 49.1270	TRY 50.4770	TRY 1.3500	2.67%	0.17%
DenizBank	TRY 49.2269	TRY 50.6270	TRY 1.4001	2.77%	0.23%
QNB	TRY 49.2210	TRY 50.7210	TRY 1.5000	2.96%	0.05%
TEB	TRY 48.9420	TRY 50.9300	TRY 1.9880	3.90%	0.17%
Akbank	TRY 48.5960	TRY 51.0960	TRY 2.5000	4.89%	−0.20%

Market rate: US Dollar to Turkish Lira (USD/TRY)

Euro (EUR) Bank Rates

Bank	Bank buys	Bank sells	Spread	Spread %	Daily
Şekerbank	TRY 55.8247	TRY 55.9922	TRY 0.1675	0.30%	0.62%
GetirFinans (Fibabanka)	TRY 55.6513	TRY 56.3122	TRY 0.6609	1.17%	0.18%
Albaraka Türk	TRY 55.4440	TRY 56.2640	TRY 0.8200	1.46%	0.34%
HSBC	TRY 55.4075	TRY 56.4687	TRY 1.0612	1.88%	0.04%
VakıfBank	TRY 55.5157	TRY 56.6123	TRY 1.0966	1.94%	0.72%
Halkbank	TRY 55.5196	TRY 56.6289	TRY 1.1093	1.96%	0.63%
Ziraat Bankası	TRY 55.5201	TRY 56.6432	TRY 1.1231	1.98%	0.67%
Kuveyt Türk	TRY 55.2098	TRY 56.3333	TRY 1.1235	1.99%	2.86%
Yapı Kredi	TRY 55.2592	TRY 56.4908	TRY 1.2316	2.18%	0.39%
Türkiye İş Bankası	TRY 55.2619	TRY 56.6113	TRY 1.3494	2.38%	0.27%
Garanti BBVA	TRY 55.0400	TRY 56.5520	TRY 1.5120	2.67%	0.54%
DenizBank	TRY 55.1484	TRY 56.7220	TRY 1.5736	2.77%	0.59%
QNB	TRY 55.0222	TRY 56.9364	TRY 1.9142	3.36%	0.40%
TEB	TRY 54.8200	TRY 57.0570	TRY 2.2370	3.92%	0.51%
Akbank	TRY 54.4420	TRY 57.2428	TRY 2.8008	4.89%	0.20%

Market rate: Euro to Turkish Lira (EUR/TRY)

British Pound (GBP) Bank Rates

Bank	Bank buys	Bank sells	Spread	Spread %	Daily
Şekerbank	TRY 66.8625	TRY 66.9883	TRY 0.1258	0.19%	0.31%
Türkiye Finans	TRY 66.7475	TRY 67.0821	TRY 0.3346	0.50%	0.20%
Albaraka Türk	TRY 66.3300	TRY 67.3130	TRY 0.9830	1.46%	0.06%
HSBC	TRY 66.2961	TRY 67.5304	TRY 1.2343	1.83%	−0.24%
Ziraat Bankası	TRY 66.4136	TRY 67.7571	TRY 1.3435	1.98%	0.31%
VakıfBank	TRY 66.4461	TRY 67.8980	TRY 1.4519	2.14%	0.37%
Türkiye İş Bankası	TRY 66.1051	TRY 67.7477	TRY 1.6426	2.42%	0.01%
Kuveyt Türk	TRY 66.0371	TRY 67.7833	TRY 1.7462	2.58%	2.78%
Garanti BBVA	TRY 65.8580	TRY 67.6670	TRY 1.8090	2.67%	0.26%
DenizBank	TRY 65.9861	TRY 67.8679	TRY 1.8818	2.77%	0.32%
QNB	TRY 65.8242	TRY 68.1173	TRY 2.2931	3.37%	0.11%
TEB	TRY 65.5730	TRY 68.2720	TRY 2.6990	3.95%	0.13%
Akbank	TRY 65.1283	TRY 68.4839	TRY 3.3556	4.90%	−0.10%

Market rate: British Pound to Turkish Lira (GBP/TRY)

Gram Gold Bank Rates

Bank	Bank buys	Bank sells	Spread	Spread %	Daily
Şekerbank	TRY 6,191.53	TRY 6,239.88	TRY 48.35	0.77%	0.79%
GetirFinans (Fibabanka)	TRY 6,230.36	TRY 6,284.70	TRY 54.34	0.86%	−0.81%
Albaraka Türk	TRY 6,161.72	TRY 6,277.79	TRY 116.07	1.85%	0.58%
Ziraat Bankası	TRY 6,204.21	TRY 6,329.49	TRY 125.27	1.98%	−3.19%
Kuveyt Türk	TRY 6,133.86	TRY 6,296.27	TRY 162.42	2.58%	1.96%
DenizBank	TRY 6,169.53	TRY 6,345.83	TRY 176.31	2.78%	0.90%
Halkbank	TRY 6,171.85	TRY 6,358.38	TRY 186.53	2.93%	−0.95%
Garanti BBVA	TRY 6,170.31	TRY 6,360.69	TRY 190.38	2.99%	0.68%
Türkiye Finans	TRY 6,163.31	TRY 6,359.31	TRY 196.00	3.08%	0.89%
TEB	TRY 6,139.68	TRY 6,340.17	TRY 200.49	3.16%	−1.02%
Türkiye İş Bankası	TRY 6,122.37	TRY 6,328.82	TRY 206.45	3.26%	0.47%
Yapı Kredi	TRY 6,142.50	TRY 6,353.26	TRY 210.76	3.32%	−0.09%
QNB	TRY 6,126.83	TRY 6,339.68	TRY 212.85	3.36%	0.61%
Akbank	TRY 6,063.43	TRY 6,438.46	TRY 375.03	5.82%	−1.74%

Market rate: Gram Gold Price in Turkish Lira

Gram Silver Bank Rates

Bank	Bank buys	Bank sells	Spread	Spread %	Daily
GetirFinans (Fibabanka)	TRY 80.11	TRY 81.53	TRY 1.42	1.74%	−8.62%
HSBC	TRY 78.97	TRY 89.01	TRY 10.04	11.28%	1.85%
Türkiye Finans	TRY 79.82	TRY 91.63	TRY 11.81	12.89%	2.42%

Market rate: Gram Silver Price in Turkish Lira

Bank buys is the price the bank pays you (when you sell); bank sells is the price you pay the bank (when you buy). Spread % = (sell − buy) / sell. Gold and silver are in TRY per gram.

Other banks

Bank Exchange Rates in Turkey

Bank teller rates are the prices Turkish banks use when they buy and sell currencies, gold and silver at branches and in their mobile apps, and they are updated often during the day. They are set around the market rate; the bank may quote a different rate for large amounts. Check the bank’s current rate before you trade.

Frequently Asked Questions

Which bank has the lowest dollar spread?

As of November 2, 2026, 14:00 the lowest dollar spread is at Şekerbank: buy TRY 49.8221, sell TRY 49.9689 (0.29%). The highest is at Akbank (4.89%).

Why does a bank rate differ from the market rate?

The market rate is the mid price on the interbank market. Banks add a margin above it when they sell to you and below it when they buy from you; that gap is the spread. It varies by bank, channel and market volatility.

How is the exchange spread calculated?

The spread is the difference between the bank’s sell and buy prices. Here the spread rate is (sell − buy) / sell: what you would lose by buying an amount from the bank and selling it straight back.